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Fast, Short-Term Financing for Your Fix-and-Flip Projects

Sunomi is your trusted partner for financing the rehabilitation of distressed properties or the construction of new residential projects. We are committed to delivering efficient, cost-effective solutions tailored to help you achieve your real estate investment goals while strategically minimizing risk.

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Here’s What Sunomi Loans Can Promise You…

fast funding for your next real estate project with Sunomi’s bridge loans. Our approach allows you to maximize your investment power by leveraging our capital, ensuring you move swiftly in a competitive market.

Close in as fast as 7 days and beat out cash buyers with high leverage!

At Sunomi, we specialize in fast, reliable loan solutions designed to help real estate investors and homebuyers secure deals with confidence. Whether you’re competing with cash buyers or need quick funding for your next investment, we provide:

Don’t let funding delays cost you a great deal—get pre-approved today and win the market with speed and certainty!

row of older homes on a sunny spring day

But it gets better:

Fast funding for real estate investments

Drive your fix-and-flip projects forward with Sunomi’s expertly crafted loan solutions. Designed specifically for property rehabs, our loans help you optimize capital and secure fast closings to stay ahead in today’s dynamic real estate market. With Sunomi’s in-house servicing and user-friendly online pricing platform, you’ll experience a seamless, efficient financing process tailored to the unique demands of house flipping.

We are confident that we can help you today – regardless of the situation.

Tailored to Elevate Your Real Estate Strategy

Sunomi’s bridge loans provide flexible financing for non-owner-occupied properties, including single-family homes, condos, and PUDs, helping you achieve your investment goals with ease.

New Purchases

Get the funds for both purchasing properties and up to 100% of the rehab costs. Our quick closing capabilities let you compete effectively in a market dominated by cash offers.

Refinancing For Flexibility

Leverage your assets with the option to refinance within six months. Sunomi empowers you to maintain liquidity and leverage for continuous investment.

Financing Options

If you’ve held a property for more than six months, our bridge loans can provide the extra financial support needed to achieve your investment goals successfully.

Build With Us!

Our mission is to empower real estate investors with flexible, transparent financing solutions. We simplify the lending process to help clients seize opportunities, achieve their goals, and succeed in their real estate ventures.

Submit Your Form

A representative will reach out to arrange a no-obligation consultation at your convenience.

Let’s Talk

After assisting you in locating your property, we’ll analyze the numbers and offer expert guidance to optimize your bridge loan strategy.

Ready To Move Forward

Apply today with no application fees or upfront costs, ensuring a risk-free and commitment-free process as you take the next step.

How can I maximize my real estate investment project with Sunomi’s Loan?

Tired of traditional bank hurdles and restrictive financing? Sunomi’s bridge loans offer high leverage and cover 100% of rehab costs, streamlining your property purchases and renovations. Leverage is determined by your FICO®️ score, property exit strategy, and after-repair value, giving you the financial freedom to invest boldly.

What should I know about the fees associated with Sunomi’s Loan?

At Sunomi, transparency is at the core of our approach, ensuring no hidden fees impact your ROI. Unlike many lenders, we don’t charge prepayment penalties or exit points, giving you greater flexibility. Our team is dedicated to guiding you through the process, helping you balance upfront costs with leverage to ensure your project’s success. Always review the terms for a clear understanding of your financial pathway.

What kind of service can I expect with Sunomi’s standard bridge loans?



Sunomi’s bridge loans deliver premium service with a dedicated team of financing professionals, ensuring quick approvals and even faster processing for repeat borrowers. For more details, explore our guide: Working with Sunomi: The Bridge Loan Process – From Start to Close.

What are the loan terms and leverage options for Sunomi’s loan?

Our loan terms provide maximum leverage of up to 90% LTV of the purchase price and up to 100% of rehab costs covered. Loan amounts range from $100,000 to $3,000,000, featuring competitive rates and a standard fee that includes processing and third-party costs—without any application fee.

Which properties are eligible for Sunomi bridge loans?

Eligible properties include single-family residences, 2-4 units, condos, PUDs, and manufactured homes.